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Business Checking & Savings

Business Savings

Certain conditions, restrictions or fees may apply to accounts and/or ancillary services. For complete details, request and review a copy of the bank’s “Terms & Condtions of Your Account” brochure and “Fee Schedule” by calling (785) 665-7155 or visit any of our offices.

Our Savings Account is ideal for both individuals and small businesses who prefer a traditional savings account. It’s a great way to save for unexpected expenses or to start a young child on their way to learning the importance of saving money.

  • Minimum balance to open: $50
  • No monthly or quarterly maintenance fees No monthly or quarterly maintenance fees
  • Earns a competitive rate of interest Earns a competitive rate of interest
  • Free Online Banking

Certain conditions, restrictions or fees may apply to accounts and/or ancillary services. For complete details, request and review a copy of the bank’s “Terms & Conditions of Your Account” brochure and “Fee Schedule” by calling (785) 665-7155 or visit any of our offices.

Business Checking

Business Checking is a simple checking account perfect for your small business! First Security Bank will make sure that you have access to the funds your growing business needs, with the flexibility and trust that can only come from a hometown bank.

  • Minimum balance to open: $100
  • No transaction fees or monthly service charge when balance requirements met (Learn More)
  • Unlimited check writing
  • Access your account 24 hours a day with your MasterCard® ATM/Debit Card (Subject to credit approval)
  • Minimum balance to open the account – You must deposit $100 to open this account.

  • Minimum balance to avoid imposition of fees – A maintenance fee of $3 will be imposed every statement cycle if the balance in the account falls below $500 any day of the cycle.

  • Fees:
    A checks and other debits fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $500 during the statement cycle.

Additional terms, conditions and fees may apply. Inquire for full disclosures.

Money Market Account

If your business requires very limited check writing capabilities or desires a second account that earns a competitive rate of interest, our Money Market Account may meet your needs. The account provides unlimited in-person withdrawals and earns a variable money market interest rate. Our Money Market Account is perfect for individuals or small businesses if they want a high rate of interest but still want some limited check writing ability with unlimited in-person withdrawals. Certain conditions, restrictions or fees may apply to accounts and/or ancillary services. For complete details, request and review a copy of the bank’s “Terms & Conditions of Your Account” brochure and “Fee Schedule” by calling (785) 665-7155 or visit any of our offices.

  • Minimum balance to open: $1,000
  • No transaction fees or monthly service charge when balance requirements met
  • Earns a competitive rate of interest
  • Free Online Banking
  • Rate information – Your interest rate and annual percentage yield may change.
  • Frequency of rate changes – We may change the interest rate on your account at any time.
  • Determination of rate – At our discretion, we may change the interest rate on your account.
  • Compounding and crediting frequency – Interest will be compounded every month. Interest will be credited to your account every month.
  • Effect of closing an account – If you close your account before interest is credited, you will not receive the accrued interest.
  • Minimum balance to open the account – You must deposit $1,000 to open this account.
  • Minimum balance to avoid imposition of fees – A minimum balance fee of $5 will be imposed every statement cycle if the balance in the account falls below $1,000 any day of the cycle.
  • Daily balance computation method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principle in the account each day.
  • Accrual of interest on non-cash deposits – Interest begins to accrue on the first business day after the banking day you deposit non-cash items (for example, checks).
  • Transfer limitations:
    Transfers from a Money Market account to another account or to third parties by pre-authorized, automatic or telephone transfers are limited to six per month with no transfers by check, draft, debit card or similar order to third parties.
  • Fees:
    A checks and other debits fee of $.15 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account). This fee will apply if the minimum daily balance falls below $1,000 at any time during the statement cycle.

Additional terms, conditions and fees may apply. Inquire for full disclosures.

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