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Deposit Products

Find a deposit product to fit your needs.

Finding the right checking account is easier than you think at First Security Bank. We offer four checking account options, designed to make managing your finances easy.

Contact First Security Bank to switch your accounts from another financial institution. Simple, effortless, and fast!

Reorder checks anytime! 

Check Reorder Form

 
Simple Checking

Our Free Checking account is as simple as no-hassle as it gets! What you see is what you get… Free, easy-to-use checking account with no monthly maintenance charge or per transaction fees.

  • Minimum balance to open: $100
  • No service charges and no per item charge
  • Unlimited check writing
  • Access to your account 24/7 with your MasterCard ATM/Debit card
  • Free online banking and free bill pay

 

NOW Account

Our NOW Account offers individual and small businesses the Flexibility they need, along with the ability to earn interest on an account providing the convenience of unlimited check writing.

  • Minimum balance to open: $100
  • No transactions fees or monthly service charge when balance requirements met
  • Earns a competitive rate of interest
  • Unlimited check writing
  • Access to your account 24/7 with your ATM/Debit card
  • Free online banking and bill pay
Security Checking

Our Free Spirit Checking is a full-service checking account especially for those 50 years of age or over. We offer a variety of benefits to our mature customers, including free cashier’s checks, money orders, and more!

  • Minimum balance to open: $100
  • No service charges and no per item charge
  • Simple interest paid when minimum balance is equal to or greater than $1,000
  • One box of checks free per year
  • Free Cashier's checks and money orders
  • Unlimited check writing
  • Access to your account 24/7 with your ATM/Debit card
  • Free online banking and bill pay
Security Savings

Our savings Account is ideal for both individuals and small businesses who prefer a traditional savings account. It is a great way to save for unexpected expenses or to start a young child on their way to learning the importance of saving money.

  • Minimum balance to open: $50
  • Automatic saving option when linked to your FSB checking account
  • No monthly maintenance fees when balance requirements are met
  • Earns a competitive rate of interest
  • Free online banking
Safety Deposit Boxes
  • 3x10  Annual Fee Varies by Location
  • 5x10  Annual Fee Varies by Location
  • 10x10  Annual Fee Varies by Location
Small Business Checking

Our Business Checking is a simple checking account perfect for your small business! First Security bank will make sure that you have access to the funds of your growing business needs, with the flexibility and trust that can only come from a community bank.

  • Minimum balance to open: $100
  • No transaction fees or monthly service charge when balance requirements are met
  • Unlimited check writing
  • Access to your account 24/7 with your ATM/Debit card
Secure Money Market Account

Our Money Market Account is perfect for individuals or small businesses if they want a high rate of interest but still want some limited check writing ability with unlimited in-person withdrawals.

  • Minimum balance to open: $1000
  • No transaction fees or monthly service charge when balance requirements met
  • Earns a competitive rate in interest
  • Free online banking
High Yield Money Market Account

Our Money Market Account is perfect for individuals or small businesses if they want a high rate of interest but still want some limited check writing ability with unlimited in-person withdrawals.

  • Minimum balance to open: $25,000
  • No transaction fees or monthly service charge when balance requirements met
  • Earns a competitive rate in interest
  • Free online banking

Fees and Charges

An overdraft fee of $30.00 will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, or other electronic means.

 

 

Fees and Charges

A list of FSB's fees and charges
ACH Origination Fee (per File)

$5.00

ATM Cash Withdrawal or Transfer at a Foreign ATM

$2.00

Closed account Fee (within 90 days)

$25.00

Collection Draft or Foreign Check

$15.00

Debit Card Rush Order

$40.00

Deposit Item Return – Business Account

$5.00

Deposit Item Return – Consumer Account

$3.00

Dormant Account Monthly Fee

$5.00

Excessive Withdrawals on Savings/Money Market

$3.00

Garnishment Fee

$50.00

Insufficient Funds

$30.00

Statement Reconciliation (per hour)

$25.00

Stop Payment

$30.00

Tax Levy fee

$50.00

 
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